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Rates

Rates are effective: April 15, 2024. These rates and terms are subject to change at any time. Penalties or fees may apply for early withdrawal.

CERTIFICATES OF DEPOSIT

ACCOUNT TYPE

MIN DEPOSIT TO OPEN

INTEREST RATE

APY*

COMPOUNDING

91 DAYS

$1,000.00

0.25%

0.25%

NONE

6 MONTHS

$1,000.00

.50%

.50%

NONE

9 MONTHS

$1,000.00

3.25%

3.29%

DAILY

12 MONTHS

$1,000.00

4.25%

4.33%

DAILY

15 MONTHS

$1,000.00

0.55%

0.55%

DAILY

15 MONTHS W/ CK

$1,000.00

0.60%

0.60%

DAILY

 18 MONTHS

$1,000.00 

0.65% 

0.65% 

 DAILY

30 MONTHS

$1,000.00

0.70%

0.70%

DAILY

36 MONTHS

$1,000.00

0.75%

0.75%

DAILY

48 MONTHS

$1,000.00

0.80%

0.80%

DAILY

 

IRA CERTIFICATES

ACCOUNT TYPE

MIN DEPOSIT TO OPEN

INTEREST RATE

APY*

COMPOUNDING

12 MONTHS

$100.00

4.25%

4.33%

DAILY

18 MONTHS

$100.00

0.65%

0.65%

DAILY

30 MONTHS

$100.00

0.70%

0.70%

DAILY

*Interest rates and Annual Percentage Yields (APYs) quoted on this document are as of the date listed and are subject to change. Interest is compounded as indicated above and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. Deposits of $100,000.00 or greater may be subject to a different interest rate than listed above and are quoted at the time of the deposit. To determine the current interest rate on the product you are interested in, please contact customer service at (843) 549-2526.
Please refer to your Deposit Account Disclosures or talk to your 1st Federal of SC banker for additional details.

 

SAVINGS

ACCOUNT TYPE

MIN. DEPOSIT TO OPEN

MIN. BAL TO OBTAIN APY*

INTEREST RATE

APY*

COMPOUNDING

18 OR LESS SAVINGS

$25.00

-

0.15%

0.15%

DAILY

19 OR OLDER SAVINGS

$100.00

-

0.15%

0.15%

DAILY

CHRISTMAS CLUB

$10.00

-

0.15%

0.15%

DAILY

 

CHECKING

ACCOUNT TYPE

MIN. DEPOSIT TO OPEN

MIN. BAL TO OBTAIN APY*

INTEREST RATE

APY*

COMPOUNDING

FIRST CHOICE

$100.00

-

N/A

N/A

NONE

PREFERRED CUSTOMER

$100.00

-

0.10%

0.10%

MONTHLY

FIRST CLASS SENIORS

$100.00

-

0.10%

0.10%

MONTHLY

NON-PROFIT/SOLE PRIOP.

$100.00

-

0.10%

0.10%

MONTHLY

STUDENT

$25.00

-

N/A

N/A

N/A

 

MONEY MARKET FUND

ACCOUNT TYPE

MIN. DEPOSIT TO OPEN

MIN. BAL TO OBTAIN APY*

INTEREST RATE

APY*

COMPOUNDING

$0.01 - $2,499.99

$2,500.00

-

0.10%

0.10%

MONTHLY

$2,500.00 - $14,999.99

 

$2,500.00

0.20%

0.20%

MONTHLY

$15,000.00 & UP

 

$15,000.00

0.30%

0.30%

MONTHLY

*Interest rates and Annual Percentage Yields (APYs) quoted on this document are as of the date listed and are subject to change. Interest is compounded as indicated above and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. Deposits of $100,000.00 or greater may be subject to a different interest rate than listed above and are quoted at the time of the deposit. To determine the current interest rate on the product you are interested in, please contact customer service at (843) 549-2526. 
Please refer to your Deposit Account Disclosures or talk to your 1st Federal Savings Bank of SC, Inc. banker for additional details.

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