Check out our Certificate of Deposit rates! Go to our RATES page to see all rates.

Effective November 13, 2024, our 12-month CD interest rate is 3.20% with an APY of 3.25%.

This rate and term are subject to change at any time.

Check out our Customer Education page here!

The Office Will Be Closed Monday, May 26, 2025 for Memorial Day 

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Savings Accounts

At 1st Federal Savings Bank of SC, Inc., we want to make sure your money is always working for you! Whether you're just starting your savings, preparing for your retirement, or living on a fixed income, we have an account to suit your investment needs. Come by one of our convenient office locations to speak with a customer service representative about opening a 1st Federal Savings Bank of SC, Inc. savings account.

Statement Savings

  • $100.00 minimum opening deposit (19 or Older Savings)
  • $25.00 minimum opening deposit (18 or Less Savings)

  • $25.00 required at all times to maintain accountUnlimited check writing privileges

  • Interest compounded daily, paid quarterly

  • $10.00 quarterly service charge if daily balance drops below $100.00 (19 or older Savings) or $25.00 (18 or Less Savings)

  • 3 free withdrawals per quarter ($1.00 charge for each withdrawal over 3)

  • $10.00 early close-out fee if account closed within 60 days of opening

  • Free e-statements or monthly statement with activity

  • Quarterly statement with or without activity

Christmas Club

  • $10.00 minimum opening deposit
  • Interest compounded daily, paid quarterly

  • Deposit any amount at anytime

  • No withdrawals allowed

  • $10.00 penalty for early close-out

  • Christmas club checks mailed end of October

  • Free e-statements or monthly statement with activity

  • Quarterly statement with or without activity