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Business Checking

At First Federal of SC, FSB, we know that your time is too precious to spend analyzing complex commercial checking options. We offer several checking account options to suit your business’s unique needs. Come by one of our convenient office locations to speak with a customer service representative about First Federal's business checking services.

First Choice Business

Designed for corporations, LLCs and partnerships

  • $100.00 minimum opening deposit
  • No minimum balance requirement
  • No interest
  • No service charge or maintenance fee
  • Unlimited check writing privileges
  • Free e-statements or monthly statements with check images

Small Business Checking

Designed for businesses with limited transactions

  • $100.00 minimum opening deposit
  • $6.00 monthly service fee
  • 50 free checks per statement period ($.20 each over 50)
  • No interest paid
  • No charge for deposits
  • Free e-statements or monthly statements with check images

Non-Profit Organization/Sole Proprietorship

Designed for sole proprietorship, non-profit and civic organizations

  • $100.00 minimum opening deposit
  • $5.00 monthly fee ($500.00 minimum daily balance avoids monthly fee)
  • Unlimited check writing privileges
  • $500.00 or more maintained daily balance earns interest
  • Free e-statements or monthly statements with check images

Fees 

First Federal of South Carolina, FSB reserves the right to analyze business accounts, if applicable.

Deposits (check & cash)
(applies to Commercial Checking only)

$0.17

Checks / paperless debits paid
(applies to Commercial Checking only)

$0.17

Items deposited
(applies to Commercial Checking only)

$0.07

Research charge
(per hour, $25.00 minimum)

$25.00

Stop payments

$28.00

Outgoing wire transfer

$15.00

Incoming wire transfer

$10.00 

Outgoing foreign wire transfer

$50.00

Incoming foreign wire transfer

$40.00

Charge backs / returned item fee

$3.00

Non-Sufficient Funds (NSF) check fee

$28.00

Items for collection fee

$10.00

Night depository bag

$15.00

Deposit correction

$1.00

Cashier’s checks - Customers

$3.00

Cashier’s checks - Noncustomers

$5.00

Rejected pre-encoded items

$0.10

Special or duplicate statement

$3.00

Automated Clearing House (ACH) origination
(per item, $30 monthly minimum)

$0.04

Check photocopies (per page)

$3.00

Statement copies (per page)

$1.00

 

Dormant Fees 

A checking account is considered dormant if no deposits or withdrawals are made to the account for 12 months; a savings account is considered dormant if no deposits or withdrawals are made to the account for 24 months. The dormant account fee is $2.00 per month.

Check Printing Fee

Fee depends on style of check ordered. You may reorder your checks from Deluxe.

Reorder Checks

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E-Statements

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Savings Accounts

Find the right one

Savings accounts are a safe way to store and grow your money. Compare and choose the savings account for you.

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