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Savings Accounts

At First Federal of SC, FSB, we want to make sure your money is always working for you! Whether you're just starting your savings, preparing for your retirement, or living on a fixed income, we have an account to suit your investment needs. Come by one of our convenient office locations to speak with a customer service representative about opening a First Federal savings account.

Statement Savings

  • $100.00 minimum opening deposit (older than 18)
  • $25.00 minimum opening deposit (18 years or younger)
  • $25.00 required at all times to maintain account
  • Interest compounded daily, paid quarterly
  • $10.00 quarterly service charge if balance drops below minimum opening deposit
  • 3 free withdrawals per quarter ($1.00 charge for each withdrawal over 3)
  • $10.00 early close-out fee if account closed within 60 days of opening
  • Free e-statements or monthly statement with activity
  • Quarterly statement with or without activity

Looney Tunes Savings

(youth ages 13 and under)

  • $10.00 minimum opening deposit
  • Interest compounded daily, paid quarterly
  • Deposit any amount at anytime
  • 3 free withdrawals per quarter ($1.00 charge for each withdrawal over 3)
  • Free e-statements or monthly statement with activity
  • Quarterly statement with or without activity
  • $1.00 quarterly service charge if balance drops below minimum deposit
  • $10.00 early close-out fee if account closed within 60 days of opening

Christmas Club

  • $10.00 minimum opening deposit
  • Interest compounded daily, paid quarterly
  • Deposit any amount at anytime
  • No withdrawals allowed
  • $10.00 penalty for early close-out
  • Christmas club checks mailed end of October
  • Free e-statements or monthly statement with activity
  • Quarterly statement with or without activity

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Savings Accounts

Find the right one

Savings accounts are a safe way to store and grow your money. Compare and choose the savings account for you.

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