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Personal Checking

Enjoy one of the great benefits of banking with First Federal of SC, FSB by opening up a checking account. When you shop around to see what’s being offered, we think you’ll find that dealing with our dedicated staff just might be one of the best moves you can make. We offer many checking accounts that do not carry monthly service fees, minimum balance restrictions, or limited check writing privileges. At First Federal, we work with you to help select the option best suited to your financial situation and lifestyle. Be assured that all of our accounts are designed for total ease and convenience. 

And as always, all deposits – no matter what time of day – are credited to your account immediately, unless check holds apply. Below you will find a description of all our checking accounts. Come into any of our convenient office locations and speak with one of our friendly account representatives today!

First Choice Checking

  • $100.00 minimum opening deposit
  • No minimum balance requirement
  • No interest
  • No service charge or maintenance fee
  • Unlimited check writing privileges
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

Advantage Checking

  • $100.00 minimum opening deposit
  • $5.00 monthly service fee
  • No minimum balance requirement
  • No interest
  • Free Specialty Gray checks
  • Unlimited check writing privileges
  • Three (3) free ATM withdrawals per statement cycle at non-1st Federal ATMs, $1.00 each thereafter
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

Preferred Customer Checking

Mortgage loan and/or $2,500.00 in savings

  • $100.00 minimum opening deposit
  • Interest bearing account with daily balance of $100.00 or more
  • No service charge or maintenance fee
  • Unlimited check writing privileges
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

First Class Senior Account

55 years and older

  • $100.00 minimum opening deposit
  • Interest bearing account
  • No daily minimum balance requirement to earn interest
  • No service charge or maintenance fee
  • Free Specialty Gray checks (limit one order per year)
  • Unlimited check writing privileges
  • Three (3) free ATM withdrawals per statement cycle at non-1st Federal of SC, FSB ATMs, $1.00 each transaction thereafter
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

$250.00 Plus Checking

  • $250.00 minimum opening deposit
  • Interest bearing account
  • $5.00 monthly service charge if balance drops below $250
  • Unlimited check writing privileges
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

Student Checking

College or H.S. student under 25 yrs with student I.D.

  • $25.00 minimum opening deposit
  • No minimum balance requirement
  • No interest
  • No service charge or maintenance fee
  • Unlimited check writing privileges
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

Super Now Checking

  • $2,500.00 minimum opening deposit
  • Interest bearing account
  • $2,500.00 or more balance (interest rate=lowest tier of money market account)
  • $0 - $2,499.00 balance (interest rate=regular checking account rate)
  • No service charge or maintenance fee
  • Unlimited check writing privileges
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

Money Market Funds

  • $2,500.00 minimum opening deposit
  • Interest bearing account
  • Tiered interest rates
  • Transfers to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, or similar order to third parties are limited to six per statement cycle.
  • Free e-statements or monthly statement including check images
  • Visa® debit cards

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E-Statements

Go Green

Help reduce paper and conserve resources. Sign up to receive free eStatements!

  Click here for eStatements.

Feature 2

Savings Accounts

Find the right one

Savings accounts are a safe way to store and grow your money. Compare and choose the savings account for you.

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